April 11, 2012
A merchant account is a type of bank account, which provides businesses with the possibility of getting payments, through the use of specific payment cards like debit cards or credit cards. The account can be created when an acceptor signs an agreement with a merchant acquiring bank. The bank in turn settles the card payment transactions. In other instances, a payment processor, merchant service provider or an independent sales organization may be involved in the agreement. The agreement signed by the merchant is a binding agreement, and one is expected to adhere to the rules and regulations that are set by the card association. Original Source: http://EzineArticles.com/?cat=Finance:Credit
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